Anonymous

Worst Ever!

Do Not Use Got Mortgage. Worst experience ever. They were bragging about ready to close 3 weeks early and was asking us if we were wanting to close early. 4 weeks later we are still battling trying to get the loan to close and now it is 1 week past the due date. Numerous errors with the Disclosure Statement. Very slow to react. We jumped through hoops to make sure we didn't cause any delays and here we sit. Seller is threatening to back out if they can't get the loan to closed in the next day or 2. This was a pre-approved loan. No Brainer. They still can't figure out how to get the loan closed. Never again!
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Reason of review:
Order processing issue
Anonymous

Horrible horrendous company

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They are complete idiots they I have been waiting over 1 month in addition to the time on my contract close on my loan. This company's communication is aweful. They never answer phone calls or emails. Most their staff works from their homes. Go to someone professional Don't waste your time
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Reason of review:
Poor customer service
Anonymous

Excellent

Quick service fast turns they changed the game
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Reason of review:
Good customer service
Janiyah Ugs

STOP CALLING ME!

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Your company has me on auto dial and continually calls to harass me. When I answer no one is there, I call back and say I'm on the DNC list and nothing is done. Only people with strong asian accents answer and they also hang up on me. I am tired of this, your company fails to remove me from your robo calling and I'm going to continue to seek legal remedies until this stops! I'm a Realtor and would NEVER use your company, I'm also going to announce it at the Realtor Board Meetings about what your company CONTINUALLY HARASSING SO MANY OF US REALTORS.
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Cons:
  • Hate the constant interruptions up to 4 times per day
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

Anonymous

Disastrous company

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This company is the worst. They have been stringing me along for nine months...still have not closed. Every week it's something that they find to delay the process. They kept doing the same paperwork each month. They are incompetent and should not be in business. I wish I could file a legal suit for my time and stress. Their officers and processors are not trained. They keep giving me a closing dates, but then come up with excuses. They say you are ready to close and fund but never send the money. I am so frustrated with this company. If you value you sanity, do not deal with them.
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Loss:
$11
Reason of review:
Poor customer service

Preferred solution: Deliver product or service ordered

Anonymous
map-marker Garden Grove, California

Gotmortgage Loan Review

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Meh, overall not a "horrible" exp with Got mortgage. No other lender could get my loan done so last min I went with them. They got it done in about 25 days and the process wasn't as bad as these other reviews make it sound. If you don't follow instructions and give them what they need I can see how it can get messy. Overall I'm happy and will recommend.
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Reason of review:
Good quality
Anonymous
map-marker Henderson, Nevada

BEWARE-DO NOT USE THIS COMPANY!

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BEWARE DO NOT USE THIS COMPANY! In my 14+ years as a real estate professional in Orange County and Las Vegas, never have I experienced such incompetence in my life! They are truly the worst lender I have ever had to deal with in my professional career and they only reason I gave them 1 star is for even being in business and having a license which I am sure is short lived. If you value your time and money, never accept an offer that has this lender attached to it and have your clients go on line and read the horrible reviews before they ever would remotely choose them as a lender. They should have their licenses revoked! Larry Gurganus Realtor
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Cons:
  • Beware and stay away
  • Do not use them ever
  • Worst service ever
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

Anonymous
map-marker Valencia, California

Purchase money Loan to Buy a Condo

The buyers on my listing are using GOT Mortgage. They told me they could do the loan and now we are at close time and we have no approval, no appraisal and the loan officer will not return phone calls or emails. Yesterday he was taking the loan to the investor for approval. What a joke. Save yourself the heartache and problems and use a reputable company. None of there phone #'s connect you to a person. We are on day 55 after a 30 day extension and still nothing. The loan officer Michael (Daniel) Sermino is a joke. The company is not LEGIT!!
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Reason of review:
Not as described/ advertised
Anonymous
map-marker Vancouver, Washington

Why

3 to 5 calls a week to my cell phone.. No message.. I call the number back and try to get to someone and the system says, Mailbox full.Goodbye! or, you have reached an extension that is no longer valid..Goodbye! What a joke.. If you are a real mortgage company, man up and either answer your phone or leave a message.. Is this really the way to market a company in 2016? Robo calls and n message? Its very frustrating and I hope t hat someone from dontgotmortgage.com reads this. I WORK for a professional , respected Mortgage company and these calls are probably recruiters but still... please dont just ROBO call and hang up.. Goodbye!
View full review
Loss:
$1
Reason of review:
Poor customer service
1 comment
Guest

Same thing for me. They call me twice daily and hang up.

Drives me crazy. I hope they get a huge fine from the FCC for making calls to people on the DO NOT CALL Registry...

Anonymous
map-marker Costa Mesa, California

Got Mortgage is known for lying and incompetence in Southern Ca

GotMortgage is horrible and very amateur, they hire people who talk smooth but never deliver. Escrow companies around south land are started to recognize the name and warn agent to stay away. You will lose your deal and possibly will get sue if you use them, I got a refinance client and it took them 4 months and never get to close. They are very good at stalling, lying and leading you on to believe that loan is coming...but they just drag on and on, they are good at asking one simple condition per week to buy them time while they shop your loan a right mortgage buyer (lender) then underwrite your loan. If they can't sell your loan they will stall and leading you on to miserable frustration and delay.
View full review
Loss:
$50000
Cons:
  • Beware and stay away
  • Do not use them ever
  • Worst service ever
Reason of review:
service not deliver

Preferred solution: Deliver product or service ordered

Anonymous
map-marker Denver, Colorado

Pull case numbers without permission then refuse to release them

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A client spoke to these jokers and they pulled an FHA case number on his streamline FHA refinance then REFUSED to release it!!! They will not answer ANY number...even numbers for new business and I am psycho-dialing for days. Once I got in touch with somebody and explained what I needed, they flat out hung up on me. The loan officer "BILL" is a complete *** and a shyster of the worst kind. Why people think that these fly by night companies that win a liars contest are legitimate business people that can be trusted with the financing of your largest asset is beyond me
View full review
Loss:
$2000
Reason of review:
Not as described/ advertised

Preferred solution: Let the company propose a solution

Tawnee Ukl
map-marker Lake Elsinore, California

THE WORST COMPANY EVER!!! NEVER USE THEM

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Worst service ever!!! I am selling my home, the buyers are using Got Mortgage. They are awful. I was supposed to close a week ago. Darrell, their loan officer screwed up on my buyer's Good Faith Estimate, which automatically means there is a 3 day right of rescission after that. He refused to acknowledge that and kept lying saying the loan docs would be there the next day, then the day after that, 3 days later they still hadn't come in. Finally got them over to the buyers on Saturday, the notary overnighted them back so they would be there first thing Monday morning. My agent called multiple times Monday, was finally told they were just not checked in until 2:30 so they wouldn't fund that day. Tuesday, still not funded. Here we are Wednesday, still not funded. My agent has reached out to Darrel multiple times, he won't answer her calls. Voicemail is full and won't respond to emails. My agent reached out to his manager, didn't get a response back for 3 days! What a joke! People plan their lives around the sale of a house and when they move. I have never been given a definitive answer on when we will actually close. NEVER EVER USE GOT MORTGAGE
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Cons:
  • Worst service ever
Reason of review:
Poor customer service
6 comments
Guest

You are redic......

Your details are very common in today's lending market. Your realtor should have done a better job preparing you for potential issues etc.

You are on the outside judging because you just wanted what you wanted and when you want it... note all the yous in that previous sentence.

I have no clue who got Mortgage is but close a dozen deals myself monthly and have to say I only bump into people like you every couple years...thank god..

Anon lending wiz

Guest
reply icon Replying to comment of Guest-1038539

I'm ridiculous because I expect that a loan officer who stands to make thousands of dollars off of my deal should actually know what he's doing? Oh! I get it you're one of those *** loan officers too so you take offense when you see consumers pointing out the flaws in other loan officers that are just like yourself

Guest
reply icon Replying to comment of Guest-1039095

The Anon lending wiz is a fool! I am too a loan officer and I agree with you that the scenario that you painted was not acceptable.

The gotmortgage loan officer was just telling you what you and he wanted to hear without knowing for sure if his company to live up to that commitment.

There is no acceptable excuse for the situation you detail here and it is not common in today's lending world either. If this lending wiz thinks it's common and it exists in their world, then I guarantee you they aren't closing a dozen deals a month because their business would die off quickly.

Guest
reply icon Replying to comment of Guest-1051901

Thank you! You see the problems with this scenario, which tells me you are actually a good loan officer.

Guest

Shouldn't be a 3 day right of rescission on a purchase. Only on a Refi.

Guest
reply icon Replying to comment of Guest-1024042

so then they didn't have absolutely any reason to suck so bad, it should have been addressed immediately.

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Company responded
Anonymous

CONSUMER, BROKER AND EMPLOYEE BEWARE!!! SCAMMERS WITH NO ETHICS

DO NOT WORK FOR THESE PEOPLE, THEY SCREW BROKERS, AGENTS AND EMPLOYEES OUT OF HARD EARNED COMMISSIONS, HOMEOWNERS BEWARE, THESE ARE UNSCRUPULOUS PEOPLE WHO ARE RUDE, INCOMPETENT, WITHOUT INTEGRITY OR BUSINESS ETHICS. SEE COMMENTS BELOW FOR CLARITY IF YOU WANT TO KNOW THE TRUTH ABOUT GOTMORTGAGE. SEEKING LOAN OFFICERS (FOUNTAIN VALLEY) - SEEKING PEOPLE WHO WANT TO WORK FOR FREE compensation: COMMISSION ONLY - NO COMMISSION, THEY WILL NEVER PAY YOU AND ARE IN ARREARS WITH MANY LO'S, BROKERS AND AGENTS SEEKING LOAN OFFICERS WHO WANT TO MAKE MORE MONEY!! - WHAT MONEY? THEY REFUSE TO PAY BROKER EARNED COMMISSIONS AND ROUTINELY SCREW EMPLOYEES OUT OF EARNINGS. GotMortgage is a California Direct Lender looking for talented loan officers that want to earn MORE MONEY!!! WE SUPPLY LIVE TRANSFER LEADS THAT ARE EXCLUSIVE ONLY TO YOU!!! - YOU WILL GET AN OLD LIST OF BROKERS WHO WILL NEVER CALL YOU BACK ONCE THEY KNOW WHO'S TRYING TO PEDDLE THIER LIES AND DECEIT!! "F" RATING WITH THE BBB AND COMPLAINTS FROM HERE TO ETERNITY FROM PISSED CUSTOMERS!! We Offer: -HOT LEAD TRANSFERS , EXCLUSIVE LEADS!! - LIES, LIES AND MORE LIES!!!! I CAN GUARANTEE YOU THE ONLY REASON THEIR PHONE IS RINGING IS BECAUSE OF PISSED CLIENTS, BROKERS, AGENTS, LO'S WHO HAVE BEEN LIED TO AND CHEATED OUT OF COMMISSIONS OR PROMISED LOW INTEREST RATES AND FAST CLOSINGS!!! - Government (FHA/VA), Conventional programs, Reverse Mortgages, HARP, and Jumbo Loans - An Outstanding Processing Team that is dedicated to getting your loans funded fast - Account Managers that will help you with the process so you can do what you do best which is SELL!! -Every program you need to meet your clients needs!! If You Are: A SUCKER WHO CAN BE BAITED WITH YOU DONT NEED TO HAVE A RE LICENSE OR NMLS, COME WORK FOR US JUST BUT DONT EXPECT TO GET PAID - Knowledge of FHA & FHA Streamline, Harp 2, Conforming & Jumbo programs - Self starter - Motivated - Detail Oriented - Customer service orientated - Outgoing friendly personality - Organized - Disciplined - Excellent closing skills -NMLS LICENSE - NO ONE WITH AN NMLS WILL WASTE THEIR TIME HERE If you have the desire to be ultra successful in this industry again, If you want to make more money than you are now, please email your resume and cover letter explaining why you would like to be part of our team immediately. Please contact: Danny Kim - SMOOTH TALKING SCAMMER LIKE HENRY PARK WHO REFUSES TO PAY THE BROKERS WHO GAVE THESE CHEATERS A CHANCE WITH A LOAN SUBMISSION - NO INTEGRITY, ETHICS, SHAME, MORALS, REMORSE Sales Manager dkim@***.com
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Loss:
$10000
Reason of review:
READ REVIEW
6 comments
Guest

The post is true. We are a broker who is trying to collect our broker commission check and have not gotten paid.

It's been 2 months and still trying to chase down our commission. Ridiculously unprofessional, and they took months to close the deal.

Guest

why are you posting as anonymous? It is obvious you are a former employee who could not make it here and therefore have nothing better to do than to talk bs about other people.

Stop being a coward and please make yourself known.

Now lets see if you have the courage to do so.

Guest

I don't know who is taking the time to write the "gotmortgage response" but I almost fell off my chair laughing. Everyone working their is 100% saitisfied?

Are you talking about the ones so strung out on OXY that they wouldn't know the differnce between satisfied or not? you know who I mean (CC and DK). How many times do employees have to race to the bank with the paychecks so there's won't be the one that bounces? Do you think everyone in your office is 100% satisfied that they aren't paid when they are supposed to be?

Do you think everyone in your office is 100% satisifed that convicted criminals have been hired to work there? Your a joke!

Guest

I've been working for GM for almost a year now. Very hard working people and anyone whose been in the business knows that doing loans is very challenging for everyone involved - broker, borrower, lender and the support staff - AE's, LO's, Processors and Underwriters.

Its a tough business. Danny is one of the nicest guys I've met in a long time, honest, kind, hard working, not a bad bone in his body.

Internet complaints aren't always what they seem. Keep an open mind, there are two sides to every story.

Thais Wnh
Gotmortgage Response

I would like to ask the one that made the comment above to come visit my office and you will see that everyone that works in my office is 100% satisfied with working here. All commissions to brokers are always paid thru escrow so if there is loan that you did not get paid on, please come in so that we can get you paid.

I am very surprised with the comment above because not once did I have someone that worked for me not get paid on their commissions. There is only one employee that has left my office since I have been manager and is now working for another company and he happens to be a very dear friend of mine and besides him, there has been no one that has left my team so whoever wrote the above comment is definitely telling a lie!! While other mortgage companies are closing down, we are growing!!!

Thank you!!

Guest
reply icon Replying to comment of Gotmortgage Response

Is this you talking here, Park? yes, can I come and visit you at your office?

I don't have to be the person talking above, I just have to talk to you about my own bad business relationship with you personally and your own employees. i would like to sit down at your office right now!!!! I have to get paid with what was promised to me! i worked so hard and all I got were frustrations and endless, broken and empty promises!!!

just pay and I never have to call your office again!!!

What's so hard about this? You got paid, the office employee got paid and meanwhile, I am the broker who brought you the client and all I got was "zippo"!!!

View more comments (5)
Anonymous
map-marker Elko, Nevada

I lost a lock at 3.66 and then 4.25 on a 30 year refi.

Do not use these guys at any cost, they are terrible. They never return calls, they are slow and terrible to work with/ worst customer service I have ever seen. I locked at 3.66% and lost that lock because it expired. I agreed to 4.25 and was pissed because is cost me $60 a month in payment. Then they drug there feet until I lost that lock. I kept calling to no avail, no or few returned calls no information about what was going on and what was taking so long. I do not recommend them at all in any way!!! Stay away from them!!!!
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1 comment
Guest

Eat ME

Anonymous

Brokers Beward

I had gotten approved with their wholesale to get an admittedly tough loan done with them. After 90 days, yep, over 3 months later we were still fighting to get our loan closed. Their administrative staff have no idea what's going on and nobody in that company is worth their salt. We escalated our issues up to VP of Sales Larry Evans who, after finally getting the loan to close, then held our broker check for over a week, stating that they do not pay their brokers "until after the file is insured by HUD???" I've got a pissed off client for the experience and still fighting just to get paid. Stay away from this company!!!
View full review
Loss:
$5000
dcandy M
map-marker Denver, Colorado

GotMortgage

Updated by user Jan 10, 2013

It is now January 10, 2013 and the underwriter is still trying to make a decision. Since my last posting in December, each week GotMortgage has come up with a new issue.

I really do not believe that they know what they are doing. I fear for what I am in store for in the future since they refused to communicate with me. After several phone calls, I was informed that GotMortgage does not communicate with the public. I am not the public, if they are processing my mortgage, I am their client but they will not speak with me.

The sellers and I are incuring extra expenses because GotMortgage does not know how to process a mortgage. The news indicated today that mortgage loans will be more complicated as of January 2014, if it takes Got Mortgage 5 months or more to process a loan now, it will take them a year or more in 2014.

Anyone that is considering dealing with this company should reconsider. A 30 day escrow that has gone from September to January just does not make sense.

Original review Dec 07, 2012
September, 2012 I opened a 30 escrow. One week before the scheduled close of escrow date, my realestate agent contacted me to inform me that finance company had not ordered the inspection and they were having problems contacting the company. I spoke with the person that referred me to GotMortgage and I requested a 48 hour action report. At the end of the 48 hours, we received information that the inspection was being ordered. It took over two weeks before the inspection was conducted. During this time I attempted to contact 3 managers and the owner of GotMortgage and I am still waiting for a return call. I was later advised that GotMortgage will not communicate directly with their clients. It is now December, the underwriter has been reviewing the file for over 3 weeks and I still do not have a closing date. I will be forced to cancel the contract and possibly loose my earnest money. Yes, I am a pissed consumer and hope GotMortgage will loose their license.
View full review
Loss:
$2500

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